MortgageToday
Borderless Mortgages for U.S. Investors, Expats & Global Buyers
Modern Lending Solutions | We find a "yes" when others say "No"
Hear It from Our Customers
100% Digital, Client-First Experience
From application to closing, our secure digital process makes it easy to apply, upload documents, and track progress from anywhere in the world.
As an independent mortgage brokerage, MortgageToday provides access to 40+ wholesale lenders nationwide, allowing us to shop for loan options and offer flexible programs, competitive pricing, and alternative underwriting beyond traditional banks. We believe homeownership and real estate investing should be simple, transparent, and borderless - serving first-time buyers, investors, expats, and self-employed borrowers across the U.S.
Begin your home loan process today
Embark on a customized mortgage journey towards your dream home, expertly navigated by our team for a smooth and worry-free path to homeownership.
Personalized loan guidance
Competitive interest rates
Prompt and precise communication
Extensive range of top-tier products
MEET THE FOUNDER & Broker
Hey, I'm Kevin!
Founded by Kevin Rodriguez in 2022, MortgageToday LLC was built to create a more modern, transparent, and global approach to mortgage lending.
After spending years living and working abroad, Kevin saw firsthand how difficult it could be for investors, expats,
self-employed borrowers, and international buyers to navigate traditional U.S. financing. That experience helped shape the vision behind MortgageToday’s “Borderless Mortgages” approach.
Today, MortgageToday LLC is a Miami-based, tech-driven
mortgage brokerage specializing in DSCR loans, rental property financing, HELOCs, cash-out refinance, bank statement loans, and Non-QM lending solutions nationwide.
By combining technology with personalized service, MortgageToday delivers a fast, digital-first mortgage experience designed for today’s modern borrower.
MortgageToday LLC — Borderless Mortgages, Modern Lending Solutions.
Mortgage programs tailored just for you
Explore perfect mortgage programs designed for first-time homebuyers, payment reduction,
or equity enhancement, guiding you toward your homeownership goals.
Purchase
Open the door to your dream home today
We provide a wide range of mortgage options, including fixed-rate, adjustable-rate, and specialized financing, tailored to meet individual financial needs.
Refinance
Maximize your finances by refinancing
Instant Home Valuation
See what your home is really worth.
Find your equity in 60 seconds.
Mortgage Calculator
The answers to all your mortgage questions...
Committed to giving you all the support and guidance you need to find the right
mortgage options for you and your family.
Do I need to save for a 20% down payment?
No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.
Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.
What's the difference between an adjustable and a fixed rate mortgage?
A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.
Can I access my home equity before I finish paying off my loan?
Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.
What do I do if I can't afford my mortgage payment anymore?
The first thing you should do in the event that you can't afford your mortgage payments anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.
Need more help?
At the heart of our service is a commitment to exceptional customer service. Expect personalized support and prompt responses throughout the mortgage process.
Ready to apply?
Count on a seamless mortgage process with our efficient systems and seasoned team, guaranteeing quick turnarounds for a hassle-free experience.
NMLS: 2727066
1000 Brickell Avenue, Suite 715-122
Miami, FL 33131
Email: [email protected]
Phone: 786-371-2790
Borderless Mortgages. Modern Solutions.
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